Must-Check Documents Before Booking a Flat or Builder Floor in Mohali, Kharar & Chandigarh
Are you planning to buy a 2BHK or 3BHK flat in Mohali, Kharar, or around Chandigarh? With so many real estate projects coming up near Chandigarh University, Airport Road, and Sunny Enclave, it’s easy to get overwhelmed by offers and brochures.
But before making any payment or booking a site visit, one critical step can save you from regret: verifying the builder’s legal documents.
Why You Must Check Property Documents Before Buying in Tricity
Mohali and Kharar are fast-developing real estate hotspots. However, not all building projects are 100% legal or approved. Skipping document verification can lead to:
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Home loan rejection
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Legal disputes
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Project delays or abandonment
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Possession issues
Whether you’re a first-time buyer or investor, this guide will help you identify 17 critical documents you must ask for before booking your dream home.
17 Essential Documents to Check Before Booking a Builder Property
1. RERA Registration Certificate
Ensure the project is registered on RERA Punjab for legal transparency and protection under state laws.
2. CLU (Change of Land Use) Approval
Confirms the land has been approved for residential use by the Town & Country Planning Department.
3. Registry or Sale Deed in Builder’s Name
The builder must legally own the land. A clear title deed is a must-check.
4. Legal & Search Report of the Land
Prepared by a property lawyer, this report confirms no legal cases or mortgages are pending on the land.
5. Promoter Licence
Issued by RERA or the local authority, it shows the builder is legally allowed to sell the project.
Layout, Approvals & Safety Clearances
6. Project Approval Letter
Sanctioned by the local Municipal Committee or GMADA (Greater Mohali Area Development Authority).
7. Approved Layout Plan
Ensure the floor plan and maps are approved and match what is being sold.
Essential NOCs (No Objection Certificates)
Especially important in builder projects on Kharar-Kurali Road, Sector 125, or near Chandigarh University:
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8. Solid Waste NOC
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9. Pollution Control Board NOC
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10. Treated Water Disposal NOC
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11. Electricity Department NOC
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12. Fire Safety NOC
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13. Sewerage Connection from Municipal Committee
These ensure the project is not violating safety, environment, or civic guidelines.
Financial & Structural Verifications
14. Bank Tie-up Confirmation
Projects approved by SBI, PNB, Bank of Baroda, Canara Bank, J&K Bank are typically well-verified.
15. Height NOC (From Ministry of Defence)
Especially needed for properties near defense zones or airport areas like Zirakpur and Mohali Airport Road.
16. Completion Certificate (For Ready-to-Move Homes)
Confirms that the project was built as per approved plans.
17. NOC from NHAI
Important if the property is near or connected to a National Highway (e.g., Ludhiana-Chandigarh Highway).
FAQ
❓ Is RERA registration required in Punjab?
Yes. All builder projects in Punjab must be registered with Punjab RERA. Check the builder’s registration ID on the official RERA website.
❓ Can I get a home loan without these approvals?
Most nationalized banks won’t disburse loans for projects without the above clearances.
❓ What if I already booked and the builder doesn’t have all documents?
You can cancel the booking and file a complaint under RERA Act 2016 for refund or legal remedy.
📞 Final Advice: Consult a Trusted Local Property Expert
Buying property in Mohali, Kharar, or Chandigarh is a major decision. Don’t rely on brochures or verbal promises.
Let Aqlet Realty, your trusted real estate advisor in Tricity, help you:
✅ Verify all legal documents
✅ Find RERA-approved properties
✅ Get home loan assistance from SBI, PNB & more
✅ Avoid fraud and risky builders