NRI Guide to Investing in Property in Chandigarh, Mohali & Kharar (2025)
Are you an NRI looking to invest in real estate in Chandigarh, Mohali, or Kharar? You’re not alone.
These three North Indian cities are becoming top picks for NRI property investment due to planned infrastructure, growing NRI demand, and long-term rental potential.
But here’s the truth—investing from abroad isn’t just about finding a good project. It’s about trust, paperwork, legal clarity, and a reliable local partner.
Here’s your 2025 guide—written in plain terms—with everything you need to know.
Why NRIs Are Choosing Chandigarh, Mohali & Kharar
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High rental yield zones like Sector 70, 115, and Airport Road
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Proximity to international airport & Delhi–Amritsar–Katra Expressway
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RERA-registered projects offer transparency and security
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Rising demand for luxury homes, builder floors, and gated plots
Whether you want to build a retirement home or earn passive income, these Tricity locations offer the right mix of stability and ROI.
Legal Checklist Before NRIs Invest in Indian Property
Investing from abroad involves some paperwork. Here’s what you need:
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PAN Card: Mandatory for any property purchase
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NRE/NRO Bank Account: For safe money transfer and repatriation
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Power of Attorney (PoA): To authorize someone in India to sign on your behalf
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FEMA Guidelines Compliance: NRIs can only buy residential or commercial properties, not agricultural land or farmhouse land
✅ Tip: Always buy RERA-approved properties to avoid legal surprises.
What Type of Property Should NRIs Buy?
Here’s what most NRI investors are choosing in Chandigarh, Mohali, and Kharar in 2025:
1. Ready-to-Move Flats:
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Best for rental income
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Avoids construction delays
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Hot areas: Sector 126, Sector 117, Zirakpur
2. Residential Plots in Kharar:
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Great for future construction
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Cheaper than Chandigarh/Mohali
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Rapid development in areas like Sunny Enclave & Landran Road
3. Commercial Shops/Offices:
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Popular in Mohali’s IT parks & Aerocity
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Ideal for long-term leasing returns
Common Challenges NRIs Face (and How to Avoid Them)
| Challenge | How to Avoid |
|---|---|
| Builder delays | Choose RERA-approved projects only |
| Legal disputes | Hire a trusted property lawyer |
| Poor after-sales service | Work with a local realty expert/consultant |
| Property mismanagement | Assign a PoA + work with professional firms |
Pro Tips from a Local Realty Consultant
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Choose developing zones with planned infrastructure
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Prefer gated communities for better security and resale
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Visit at least once before registration—or use virtual tours
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Ask about bank loan tie-ups for NRIs
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Check builder reputation and project completion history
How Aqlet Realty Helps NRIs Buy Property Seamlessly
We understand how hard it is to make property decisions while sitting miles away. That’s why we offer:
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Property shortlisting based on budget and goals
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Legal support + PoA assistance
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Site photos, videos, and virtual visits
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End-to-end handholding—from booking to possession
✅ Whether you want a luxury villa in Mohali, a rental flat in Kharar, or a commercial unit in Chandigarh, our team ensures smooth and secure transactions.
Final Word: Is 2025 a Good Time for NRIs to Invest in Tricity?
Yes—2025 is the right time. Chandigarh is stable, Mohali is booming, and Kharar is the next big growth hub.
Property rates are competitive, regulations are tighter (thanks to RERA), and the rental market is expanding.
So if you’re an NRI planning to invest in property in Chandigarh, Mohali, or Kharar, start your journey with knowledge, legal clarity, and a trusted local partner.
📞 Reach out to Aqlet Realty for a free consultation and unlock the best NRI property deals in Tricity today.